Terms and Conditions – Smart Safe Insurance

Effective Date: November 29, 2024

Welcome to Smart Safe Insurance! By accessing or using our website, located at https://smartsafeinsurance.click, you agree to be bound by these Terms and Conditions. Please read them carefully before making any purchase or interacting with our platform. If you do not agree with any part of these terms, you must refrain from using our website.

1. Intellectual Property

1.1. All content available on this website, including but not limited to text, graphics, images, logos, videos, icons, and software, is the exclusive property of Smart Safe Insurance or its content suppliers.
1.2. The content is protected by international copyright, trademark, and other intellectual property laws.
1.3. You may not reproduce, distribute, modify, or use any part of this website without prior written consent from Smart Safe Insurance.
1.4. Limited permission is granted to use the content solely for personal, non-commercial purposes, provided that you do not alter or remove any proprietary notices.

2. User Responsibilities

2.1. By using this website, you agree to:

  • Provide accurate and complete information during the account creation and checkout processes.
  • Ensure that any account credentials remain confidential and are not shared with unauthorized users.
  • Use the website for lawful purposes only and in compliance with applicable local, state, and federal laws.

2.2. You agree not to:

  • Engage in any conduct that could damage, disable, or impair the website or its functionality.
  • Attempt to gain unauthorized access to other users’ accounts, systems, or networks.
  • Upload, transmit, or distribute viruses or malicious software.

3. Product Information and Availability

3.1. We strive to ensure that all product descriptions, images, and prices displayed on the website are accurate. However, errors may occur, and we reserve the right to correct them without prior notice.
3.2. All products are subject to availability. We may limit or cancel quantities purchased per person or household if stock is insufficient.

4. Order Acceptance and Cancellation

4.1. Submitting an order does not guarantee acceptance. We reserve the right to refuse or cancel any order for reasons including but not limited to payment issues, stock availability, or suspicion of fraud.
4.2. If an order is canceled after payment has been processed, we will issue a full refund to your original payment method.

5. Shipping and Delivery

5.1. Shipping times are estimates and may vary based on location, shipping method, and other factors beyond our control.
5.2. Smart Safe Insurance is not liable for delays caused by carriers, customs, or unforeseen circumstances.
5.3. Customers are responsible for providing accurate delivery addresses. We are not responsible for lost shipments due to incorrect information.

6. Returns, Refunds, and Exchanges

6.1. Please refer to our Refund and Returns Policy for detailed information on eligible returns and exchanges.

7. Limitation of Liability

7.1. Smart Safe Insurance shall not be held liable for any damages arising from the use or inability to use our website or products, including but not limited to incidental, indirect, or consequential damages.
7.2. Our total liability for any claim related to a product is limited to the amount paid for that product.

8. Dispute Resolution

8.1. Any disputes arising from these terms or your use of the website will be governed by the laws of the State of Pennsylvania, United States.
8.2. You agree to resolve any disputes through binding arbitration, with proceedings conducted in Pittsburgh, Pennsylvania.
8.3. Arbitration does not limit your statutory rights as a consumer, and both parties agree to resolve disputes efficiently and fairly.

9. Modifications and Updates

9.1. Smart Safe Insurance reserves the right to modify or update these Terms and Conditions at any time without prior notice.
9.2. It is your responsibility to review this page periodically to stay informed about updates. Continued use of the website after changes signifies acceptance of the revised terms.

10. Contact Us

If you have any questions about these Terms and Conditions, please contact us:

Thank you for choosing Smart Safe Insurance. We appreciate your trust and strive to deliver the best shopping experience!