Sales Policy – Smart Safe Insurance

Effective Date: November 29, 2024

Thank you for choosing Smart Safe Insurance. By placing an order through our website, you agree to comply with and be bound by the following terms and conditions. Please read them carefully before completing your purchase.


1. Payment Terms

1.1. All prices for products listed on our website are denominated in U.S. Dollars (USD) and are subject to applicable taxes, including but not limited to sales tax, depending on your location.

1.2. Payments must be made in full at the time of purchase. Accepted payment methods include major credit cards, debit cards, and other payment options listed on our website.

1.3. Orders will not be processed or shipped until full payment has been received and successfully verified.


2. Order Acceptance

2.1. All orders are subject to product availability. In the event a product is out of stock, you will be notified promptly, and you may choose to wait for restocking, modify your order, or request a refund.

2.2. We reserve the right to cancel any order at our sole discretion, including but not limited to instances of:

  • Pricing errors or discrepancies.
  • Suspected fraudulent or unauthorized activity.
  • Violation of our terms and conditions.

2.3. In the event of a cancellation, any payment made will be refunded in full to the original payment method.


3. Shipping Policy

3.1. Orders are typically processed within 2-3 business days from the date of payment confirmation, excluding weekends and public holidays.

3.2. Shipping times vary depending on the selected shipping method and the destination. Estimated delivery times will be provided at checkout, but these are approximate and not guaranteed.

3.3. Customers are responsible for ensuring accurate and complete shipping information. Smart Safe Insurance will not be held responsible for delays or lost shipments resulting from incorrect delivery details provided by the customer.

3.4. Risk of loss or damage to the goods transfers to the customer upon delivery to the carrier.


4. Returns and Refunds

4.1. Returns and refunds are subject to our Return Policy, which is detailed separately on our website. Please refer to the Return Policy for instructions and eligibility criteria.

4.2. Products must be returned in their original condition, including packaging, tags, and accessories, to qualify for a refund or exchange.

4.3. Refunds will be processed to the original payment method once the returned item is received and inspected. Processing times may vary based on the financial institution.


5. Limitation of Liability

5.1. Smart Safe Insurance is not responsible for any delays, losses, or damages caused by shipping carriers, natural disasters, or other unforeseen circumstances beyond our reasonable control.

5.2. In no event shall Smart Safe Insurance be held liable for indirect, incidental, or consequential damages arising from the use or inability to use our products.

5.3. Our maximum liability for any claim shall not exceed the amount paid for the product in question.


6. Changes to Policy

6.1. Smart Safe Insurance reserves the right to update or modify this Sales Policy at any time without prior notice. Changes will be effective immediately upon posting on our website.

6.2. By continuing to use our services after policy updates, you agree to accept the revised terms.


If you have any questions or concerns regarding this Sales Policy, please contact us at:

Effective Date: November 29, 2024
Thank you for shopping with Smart Safe Insurance!